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April 8, 2005

AARP helps future retirees receive dental

By BREANNE HUBBARD
PVT

Former Surgeon General Dr. C. Everett Koop once said, "You're not healthy without good oral health." The statement has become more important over the years, especially at a time when roughly 60 percent of people age 50 and over have dental insurance, but most lose coverage when they retire.

Many people don't realize that periodontal disease might be silently destroying the overall health of millions of adults ages 50 and over, according to a report by the U.S. Surgeon General on oral health.

AARP is a nonprofit, nonpartisan membership organization "dedicated to making life better for people 50 and older," a statement released by the group said. AARP has embarked on a public information initiative to help the public understand the potential consequences of not having an affordable insurance plan for those who retire.

AARP dental insurance has currently added 16 more states to its plan, including Nevada. The plan was originally initiated in 21 other states in September 2004.

The AARP dental program is managed through subsidiary AARP Services and administered by Delta Dental Insurance Company. The program features comprehensive family coverage for older citizens and the freedom to choose to keep their current dentist, or choose from more than 200,000 dentists nationwide.

There are also multiple payment options, as well as various plans for the single or two-person home.

"There is an increasingly critical need for affordable dental insurance for 50-plus Americans," President of AARP Services Dawn Sweeney said. "AARP is devoted to ensuring that Americans have affordable coverage and access to quality healthcare. This offering is a direct response to our members' needs and desires for better products and services."

Citizens who think Medicare and Medicaid will be enough coverage over the years should think twice, according to dean of the University of Southern California School of Dentistry Harold C. Slavkin, DDS.

"Medicare does not cover routine dental services and, in most states, neither does Medicaid," Slavkin said. "With continued dental care, those who are 50-plus can avoid a myriad of health problems, including tooth loss, gum disease and mouth cancers. With continued care, we can all enjoy a robust lifestyle and a wide range of foods, communicate effectively, maintain self-esteem and meet our social responsibilities within our family and community."

The AARP provides immediate coverage for most preventive, diagnostic and basic restorative services, as well as root canal and oral surgery. After one year, coverage expands to include major restorations, gum treatment and dentures.

"We've had a tremendous response following the initial rollout of the program," Dr. Lowell Daun, vice president of Delta Dental Insurance Company, said. "Interest has been high in approved states, and we have received inquiries from all across the country. We are working toward having the plan available to all AARP members before the end of the year."

Those interested in the dental coverage can call (866) 583-2085 for more information, or log on to www.deltadentalins.com/aarp. Membership is required for enrollment.



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